Share Draft Checking

A Sears Federal Credit Union Checking account offers a variety of services to its members. No minimum balance is required, however, you must already have a Savings Account to open a Checking Account. Our Checking Account has no monthly service fee, no per check writing limit, and is interest-bearing. We offer Overdraft Protection to you at no cost. Our VISA Quick Check Debit Card is available to quickly access your account from anywhere.

No Minimum Balance.		You'll love the flexibility and convenience of our Checking account because there is no minimum balance to maintain. You can withdraw your funds when needed without worrying about falling below a required minimum balance.

No Monthly Service Charge.		Compare Sears FCU with other financial institutions Checking accounts and you'll discover that we are one of the few that offer no monthly service charges on Checking accounts, with no minimum balance requirements.

No Per Check Fee.		Because we don't charge you a per check fee, you can never write too many checks!

Interest Bearing Account.		Your Sears FCU Checking account bears interest on any balance greater than $100.00. See our rates for the dividend rate.

Recognized and Readily Accepted Drafts.		We have established worldwide acceptance of our checks due to the good reputation of our members and Sears. Our basic checks are imprinted with the Sears FCU logo to easily identify you as part of the Sears FCU family.

Easy Record Keeping.		With carbonless duplicate checks and your monthly statement, record keeping is a snap.

Easy Access.		Deposits may be made in person, by mail, through ACH, or payroll deduction up to your entire net earnings. You may access your account by phone, mail, or in person at our office.