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Savings Accounts are the cornerstone of Credit Union membership. By opening a Savings/Share Account, you become a Sears Federal Credit Union member. Our savings deposits earn competitive dividends which are computed daily and paid monthly. Interest begins with a $50.00 balance.
The holidays should be a special time for families, friends, and goodwill. However, the stress of shopping, travel, and bills can leave your holiday spirit a bit dampened. Wouldn't it be nice to lessen your financial worries around thd holidays? If you are overwhelmed by the holiday bills, look to Sears Federal Credit Union for some relief. We can help get you through the holiday season with a Christmas Club Account. Because it is nice to have extra money during the holiday season, you need to open your Christmas Club Account today. A Christmas Club Account is an easy, convenient way to save all year for that expensive time of the year, by making deposits through payroll deduction. Deposit only $5.00 to open your Christmas Club Account and create a savings plan to meet all your holiday needs. Deposit as often as you would like and watch your account grown. Your funds will automatically be transferred to your savings or share draft account during the month of November. If you make withdrawals prior to the months of October to December, you will be subject to a withdrawal fee of $5.00 per withdrawl. You can open your Christmas Club Account anytime throughout the year, but why not start it today? The sooner you start saving, the more money you will have set aside for that special time of year!
 IRAs
It's never too late to start saving for college, that first home, or retirement. Sears Federal Credit Union offers Traditional IRAs. And, as of April 1, 2006 with recent legislation, you have the peace of mind knowing your IRA is federally insured up to $250,000. Accumulation IRAs are available to help you build your account. Time Certificates are also available for our IRAs. Contact a Member Service Representative to discuss your IRA options.
 Share Certificates
Compared to the ups and downs of the stock market, Share Certificates are a great way to invest. Lock in a high rate with as little as $500 for a specific period of time. Our Share Certificates begin at 6-month terms and go through 2-year terms. You decide which term best suits your needs. Maximize your money without risk of principal. Share Certificates are fully insured up to $100,000 by the NCUA.
Contact a Member Service Representative for more information on our Share Certificates. See our Rates page for information on our many savings products or Contact us to open your account.
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