Everyone needs a loan at sometime, but Sears FCU is the best place to get one! Before you go somewhere else for your financing needs, check with Sears FCU first! We have low, competitive interest rates and we pre-approve.
- Easy Repayment. You'll have greater peace of mind knowing that your loan payment is made on time every month with Payroll Deduction, or through an automated payment from a Sears FCU Savings or Share Draft (Checking) Account. Payroll and Automatic Deductions save you time, postage and worry!
- Credit Life and Disability Insurance. Find out how Credit Life Insurance can give you greater peace of mind by helping to pay the remaining loan balance in the event of the borrowers death. Credit Disability Insurance can help make a stressful time easier by making your payment for you in the event you become disabled. Ask a member service representative for more details on these types of insurance.
**You must be a member of Sears Federal Credit Union to apply for a loan. Loan approval is based on ability to repay, creditworthiness and collateral.**
_______________________________________________________________________________
When you need some extra cash for your vacation, back-to-school expenses, car repairs, or holiday shopping, a Signature Loan from Sears Federal Credit Union might be just the answer. Complete a loan application today or contact us for more details.
NEW & USED AUTOS
Financing that car or truck is just plain easy at your credit union. Our competitive rates and terms, coupled with a number of ways to conveniently apply, make borrowing for that new vehicle an all-around enjoyable experience. Consider these benefits:
- 100% financing available on New Vehicles
- Car loan terms up to 72 months on New Vehicles and up to 60 months on Used Vehicles (some conditions apply)
- Used Vehicles will be financed at 100% of Retail Value
- No prepayment penalties
- No loan processing fees
- Convenient Application Options. You may apply for your loan in person, by mail or by completing an application on-line! Whatever application option you choose, in most cases, you can find out whether you've been approved within 24-hours, provided that all needed information is available. So what are you waiting for? Apply today!
- Easy Repayment. You'll have greater peace of mind knowing that your loan payment is made on time every month with Payroll Deduction, or through an automated payment from a Sears FCU Savings or Share Draft (Checking) Account. Payroll and Automatic Deductions save you time, postage and worry!
MORTGAGE LOANS
Home financing can be a nightmare. The very thought of financing can be enough to make you "put off until tomorrow, what indeed, should be started today!" The Mortgage Resource Center is a service that is offered by Greentree Mortgage Company, L.P., a nationally recognized mortgage lender. The Mortgage Resource Center offers over 250 mortgage programs and financing features including traditional fixed rates and adjustable rate loans, a first time homebuyer program, refinancing, debt consolidation, loans for second homes, pre-approvals, and application-by-phone services. When you call The Mortgage Resource Center at 1-800-732-5182, you will be introduced to a Mortgage Consultant who will take the time to explain all of your options and answer all of your questions. Act now and call us at 1-800-732-5182.
HOME EQUITY LINE OF CREDIT
Your home may be full of CASH! Do you need to make some home improvements or repairs, pay off some high interest credit cards, or go on a vacation? Maybe our Home Equity Loan is just what you need! Our Home Equity Line of Credit (for Tennessee, Mississippi, and Arkansas residents) is revolving and replenishing as you make payments and its terms and withdrawal options are flexible. Home Equity Lines of Credit are available for up to 80% of your homes value (some conditions apply) less existing mortgages and your interest may be tax-deductible (consult your tax advisor for details).
