What's New

*APR=Annual Percentage Rate; subject to credit approval; offer does not apply to existing SFCU loans

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Guarantee Your Good Name

Identity theft can happen anywhere to anyone. In line at the store, online at home or when you’re buying your morning coffee. If your identity is stolen, you can spend hundreds of hours cleaning up your credit and struggling to get back your good name. That’s because stolen identities are used up to 30 times, with most victims only discovering the theft after they’ve been turned down for a loan or contacted by a collection agency. You may already be a victim, many times over, and not even know it. But not with LifeLock.

LifeLock, the industry leader in proactive identity theft protection, offers a proven solution that prevents your identity from being stolen before it happens. We’ll protect your identity and personal information for only $10 a month – and we guarantee our service up to $1,000,000. We also offer the only identity theft child protection program available in the market, so guarantee your good name today and enroll now, be sure to use SEARS as your promo code for your special rate.

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Sears Federal Credit Union now belongs to an international cooperative network of more than 2,300 Credit Unions. Through CU Service Centers®, members can now perform many financial inquiries and transactions at all locations belonging to this network. It's just like stepping into a Sears FCU branch!

Visit the Location Guide for a CU Service Center near you.

You have ACCESS.
Regardless of where you live, work, travel, or retire, Sears FCU is as close as the nearest CU Service Center location. And, you can conduct business safely and securely — including these types of transactions:

Locations
You can easily find a Shared Branch near you by visiting the Location Guide, or by calling CU Service Centers® toll free at 1-800-919-CUSC (2872).

If you have any questions at all about Shared Branching with Sears FCU, just give us a call at 800-447-2202. We've also provided answers below to some of the more frequently asked questions.

How do I find branches near me?
Simply visit the Location Guide or call the toll free number 1-800-919-CUSC (2872).

Can I do all of my banking through shared branching?
Many, if not all of your most common transactions can be performed at a Shared Branch location.

How do I know that my information will be secure?
All transactions are performed to the same high security standards that you find at Sears FCU. You can rest easy knowing that all Shared Branch locations will be as safe and secure as a Sears FCU branch.

What information do I have to provide to bank at a Shared Branching institution?
1. Provide the name of your credit union.
2. Your account number.
3. A valid U.S. or State Government issued picture identification (Example: Driver's License or Passport) with picture and signature.

Do I have access to Shared Branching worldwide?
Yes, there are locations in many countries worldwide to serve you. Simply visit the Location Guide or call the toll free number 1-800-919-CUSC (2872).

Can I stop payment on a personal check at a Shared Branch?
Only if you obtained the check from a CU Service Center Location, such as a money order. Otherwise, contact your credit union directly to stop payment.

What services are available in the Shared Branching network?
You can make deposits, withdrawals and loan payments, Visa and/or MasterCard cash advances, and many, many other transactions. Please see the comprehensive list above.

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Finding the perfect gift just got easier with new SFCU Visa Gift Cards! SFCU's Visa Gift card is a prepaid card that can be used at millions of locations worldwide where Visa is accepted, including retail stores and online merchants. Because it is a prepaid card, spending is limited to the amount of money placed on the card by the purchaser.

Gift Cards can be purchased at our SFCU office for just $3.50. (See card jacket for fees and card terms.) So give the gift with endless possibilities—an SFCU Visa Gift Card.

They are available NOW, just in time for the holidays!_________________________________________________________________________________________________

SFCU is pleased to be a part of the CO-OP Network. What does this mean to our members? It means access, connection, and convenience! SFCU is now part of a network of 25,000 ATM's. In Memphis and the surrounding area, there are now 30 publicly accessible CO-OP ATM's and there are thousands of CO-OP ATMs conveniently located across the United States.

By using a CO-OP ATM, you will be saved the surcharge fee. A surcharge fee is one that the owner of the ATM generates. Often this can be $2.00 or more. As we all know, these surcharge fees can add up in a hurry. If you always use a CO-OP ATM, you will not be surcharged.

To find a listing of the ATMs available nationwide that are part of the CO-OP Network, please visit www.co-opnetwork.org and click on ATM Locator link at the top of the page or you may call 1-888-SITECOOP (1-888-748-3266). Also, 7-Eleven stores across the United States are now part of the CO-OP Network.

Remember to look for the CO-OP Network logo for access, connection, and convenience!

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Home financing can be a nightmare. The very thought of financing can be enough to make you "put off until tomorrow, what indeed, should be started today!" The Mortgage Resource Center is a service that is offered by Greentree Mortgage Company, L.P., a nationally recognized mortgage lender. The Mortgage Resource Center offers over 250 mortgage programs and financing features including traditional fixed rates and adjustable rate loans, a first time homebuyer program, refinancing, debt consolidation, loans for second homes, pre-approvals, and application-by-phone services. When you call The Mortgage Resource Center at 1-800-732-5182, you will be introduced to a Mortgage Consultant who will take the time to explain all of your options and answer all of your questions. Act now and call us at 1-800-732-5182.

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