Share Draft Checking

Our FREE Checking Is Easy Peasy!

You can open a checking account just about anywhere, and these days, many institutions offer just about anything to entice you to bank with them – from cash, to mp3 players, video game systems and more. It’s enough to make your head spin! Remember the days when banking was simple? We do at Sears Federal Credit Union. You can open a FREE checking account at SFCU and enjoy the REAL benefits like no nickel and dime fees, the convenience of an ATM, Debit Card, and freebies like free on-line banking and free e-statements. Sure, free gifts sound great, but isn’t it nice to know that there’s still a financial institution that cares about what really matters most to you? That’s SFCU.

What’s In It for You?

FREE access to your account online 24/7

FREE Quick Check Card

No Monthly Fee

No Minimum balance

No Check Writing Limit

Interest bearing Account on Balances of $100 or more. See our rates for current dividends.
Recognize and Readily Accepted Checks/Drafts

Why carry cash? Welcome to the world of convenience right at your fingertips with our Quick Check Card . It automatically deducts purchases directly from your checking account. It also serves as an ATM card. There's NO fee for the card and NO monthly service charge. In fact, you can make UNLIMITED purchases at any merchant that accepts VISA(R) without additional charges.

The Quick Check card can be used at any of our participating ATM locations listed on the back of the card. Your first four (4) ATM transactions are free per month. If you have more than four ATM transactions, there will be a .75 cent per transaction fee automatically deducted from your checking account. However you choose to use your card, is up to you. The nice thing is, it gives you unlimited access to your cash, 24-hours a day, anywhere in the world.