Buying a New or Used Car? Get Your Kicks with Route 66!
Okay, maybe we're geeks, but we can’t help it! We get excited when we find new ways to help our members. That’s why we've partnered with the Route 66 Extended Warranty program. No more haggling with the dealer on whether or not you should purchase an extended warranty at a crazy rate.
Route 66 is affordable and much less than you’d be at any dealer. Look, mechanical problems happen with new and used cars, and with the variety of coverage provided by Route 66, it’s comforting to know that if clinks, clanks or crashes happen, you’re covered. Plus, Route 66 provides 24/7 roadside assistance and has a $0 deductible. You gotta love that! And the extra peace of mind that you'll have if something happens, well, that's priceless.
Get GUARANTEED Auto Protection
Your auto insurance does NOT cover everything, but Sears FCU can help keep you covered with our Guaranteed Auto Protection. You've probably played worst case scenario before, so here goes ...
Let's just say you get in an accident, your car gets stolen or is damaged by theft ... maybe it's even considered a total loss. Bummer! But wait, it gets worse! Your auto insurance policy will typically only cover the actual cash value or market value of your vehicle, less a deductible. Now what? The settlement could be significantly less than the amount you owe to your lender or leasing company. The final result is a financial GAP where you're responsible for making up the difference, and that could mean thousands of dollars out of your pocket.
Our Guaranteed Auto Protection plan, covers the difference between the actual cash value of your vehicle and the loan/lease balance as of date of loss, less deliquent payments, late charges, accrued interest, refundable service warranty contracts and other related charges. PLUS, it will also cover the actual deductible amount stated in your primary insurance policy of up to $500 or $1,000, depending on your financial institution's program limits, in the event of a covered GAP claim.
Buyer Beware: It pays to do your homework before you buy, don't be fooled at the dealer, our GAP protection is considerably less, with one flat low rate!